Workers Compensation Applies On & Off The Clock

Worker's compensation is a benefit that extends to workers not only when they are "on the clock". Worker's compensation is a benefit that is extended to workers when they are "off the clock" in many different situations.

#1 You Are Covered When Driving for Work

As a worker, you are covered when you are driving for work. You are covered when you are driving for work purposes, even if you are not technically on the clock if you are driving for work purposes. Any time you must drive for work purposes, and you are away from your home or primary work place those tasks are considered work duties if your employer benefits. For example, if you are traveling to a work conference, you would be covered under worker's compensation. Or you are traveling to pick up supplies for your employer, you would still be covered under worker's compensation.

#2 You Are Covered When Doing a Special Task for Work

Next, if you are doing a special task for your employer, you are covered under your worker's compensation insurance. As an example, if your employer asks you to pick up some extra supplies on your way home, you're still covered by workers compensation insurance. Any tasks your employer asks you to do that takes you away from your normal tasks is considered a special task and covered by workers compensation insurance.

#3 You Are Working Outside of Regular Business Hours

Next, if you are working outside of normal business hours. For example, something happens at work, and you stay a couple of minutes past when you clock out to help with a task. If you are working, even if it is outside of your regular business hours, you are still covered by workers compensation benefits.

#4 You Stop by After Hours

Finally, you are still covered by your worker's compensation if you stop by after hours. For example, if you stop by on your day off of work, and you are on the grounds of your employer's properties, you are still covered.

It is important to know you are covered if you are doing any work-related tasks or are on the grounds of your work place. If you are injured during any of the above situations, you have the right to be protected under your worker's compensation. If you are injured under any of the above situations, contact a legal firm, like Gilbert, Blaszcyk & Milburn LLP, for help.