If your physical or mental health has reached the point where you believe you qualify for Social Security Disability Insurance (SSDI) benefits, then you shouldn't delay filing an application with the Social Security Administration (SSA). Though the process of getting approved should be short and carefree, the opposite is typically the case. In fact, many claimants equate dealing with the SSA to trying to transact business with the DMV — it's possible, but not quick nor simple.
Thankfully, the SSDI application approval process has been problematic for long enough that there is a lot of information available to help you get your claim approved on the first try and with the least amount of drama.
To get your SSDI claim approved on the first try, be sure you avoid these four common mistakes claimants make.
Mistake #1: Applying for SSDI When Your Doctor Doesn't Agree You are Disabled
At your next doctor's appointment, ask your physician if they will support your applying for SSDI. If they don't support it, then you need to find a different doctor. The SSA will ask your doctor to fill out a form about your condition, and if they check the box that says they don't believe you are disabled, then your claim will automatically be denied.
Mistake #2: Working a Job When Applying for SSDI Benefits
Since the SSA is going to evaluate your ability to do any job when it comes to determining if you are permanently disabled, the worst thing you can do is be working when you apply. The SSA will simply point out you are currently working and deny your claim.
Mistake #3: Missing a Paperwork Deadline or Submitting Incomplete Paperwork
Your SSDI application requires a lot of paperwork to be filled out. Missing one answer blank, not submitting a single page, or mailing documents one day late are all valid reasons for the SSA to deny your claim. When you apply, don't submit incomplete paperwork or miss any deadlines.
Mistake #4: Not Seeking Legal Advice Early Enough in the Application Process
Lastly, SSDI claimants often make the mistake of avoiding legal counsel early in the application process. Instead, they wait until their application has been denied and then the whole disability process ends up taking a lot longer than necessary. The SSA has tight regulations on legal fees and how they are handled for SSDI claimants, and you should never let finances keep you from obtaining legal counsel.
For more information on applying for SSDI benefits, contact a social security attorney like Todd East Attorney at Law.